
The Answer is YES.
Most of car insurance company cover your lost keys.
e.g.
If you only had 1 x smart key , then lost all…
If you had 2 x smart key, then lost 1 x key…
The insurance company will cover these cases.
AA Insurance:
If your claim is under $1,000, you won’t need to pay any excess.
more info : https://help.aainsurance.co.nz/hc/en-us/articles/360000981636-Are-my-car-keys-covered-under-my-policy-
State Insurance :
Car keys lost or stolen? Ouch. But it’s okay. We’ll pay the reasonable cost to replace them. Plus, for a claim of $300 or less you won’t have to pay an excess.
More info : https://www.state.co.nz/blog/car-insurance
In some cases, you can claim your stolen or lost car keys on insurance, but some providers require you to buy additional keys auto insurance coverage.
It’s depending on your insurance condition, but You can still try to ask your car insurance.
Note : *This information is intended as a guide only.
⚠️ DON’T WAIT UNTIL IT’S TOO LATE!
If you lost all of the keys, cost OVER $1000 for these type of Smart Key…
We recommend to make a ” Spare Key ” Before you lost all of the key.
[ FREE Quote ] Easy Steps
Please give us :
- ✅ 1 – Your Car Rego / Plate Number
- ✅ 2 – Your Current Key photos
- ✅ 3 – Your City Name to :
OR [ FREE Quote ] Inquiry Form
📺 Video Tutorials: How to find my key model?
📍 Nationwide Programming Network
Professional locksmith partners across NZ:
Auckland, Hamilton, Rotorua, Tauranga, Maunganui, Whanganui, Gisborne, Palmerston North, Napier, Hastings, Wellington, Christchurch, Dunedin, Invercargill.
🏢 About JDM PARTS NZ
We are a genuine Direct Importer. 100% JAPANESE owned company.
We directly import quality, late model cars and car parts , Auto parts from Japan.
This means we speak the language locally, eliminate additional costs, & sell at lower prices to you.
We sell Smart Key, Classic Wheel, Headlight, Taillight , wing Mirror , Indicator, Starter Motor,ALTERNATOR, other Japanese car parts.
Address: 148 Hazeldean Rd, Addington, Christchurch | 📍 Google Maps
Can I claim lost car keys on insurance? YES. Learn more

